Horse Prairie Mutual Insurance Company
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Farm Owners - Property     Farm Owners - Liability     Home Owners

Protect Your Farm With
The FarMate Policy

The FarMate provides quality insurance protection for your entire farm. It also offers a wide variety of options to fit your farming operation.

Coverages

The FarMate policy protects you from financial disaster by covering your:

  • Dwelling
  • Household Personal Property
  • Additional Living Expense/Loss of Rents
  • Farm Service Buildings
  • Scheduled Farm Personal Property
  • Blanket Farm Personal Property
 

Causes Of Loss

The FarMate protects your property from these causes of loss:

Property

  • Fire Lightning
  • Windstorm Hail
  • Explosion Riot
  • Aircraft Vandalism
  • Malicious Mischief Theft
  • Smoke Vehicle
  • Accidental Overturn or Collision

Livestock

These additional coverages apply to livestock:

  • Electrocution
  • Accidental Drowning
  • Attack by Wild Dogs, Animals
  • Accidental Shooting
  • Injury From Loading or Unloading
  • Collision or Overturn

Additional Coverages

  • Debris Removal
  • Emergency Removal of Property
  • Necessary Repairs
  • Satellite Dish Systems
  • Farm Machinery and Equipment Coverage Due to Building Collapse
  • Construction of New Buildings
 

Optional Coverages

  • Additional Operating Expense
  • Comprehensive Machinery Coverage
  • Dwelling Replacement Cost
  • Farm/Household Operations Records
  • Fire Department Charges
  • Glass Breakage - Farm Machinery
  • Household Personal Property Replacement Cost
  • Inflation Guard
  • Leased or Rented Farm Buildings
  • Loss of Income
  • Open Perils Coverage For Dwelling and Contents
  • Peak Season
  • Pollution Clean Up and Removal
  • Suffocation of Livestock
  • Water Backup of Sewer and Drains

Ask your FarMutual agent for details on different payment plans, deductibles, possible discounts, and the best optional coverages for your farming operation.

Permission granted by 
Grinnell Mutual Group